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Visa

Visa Crypto Solutions

Recognising the trend for crypto adoption Visa is eating it's own business model by innovating on Account abstraction and subscription payments. To prevent

Ethereum is designed for push payments meaning that users typically need to sign transactions in order to send them.

Visa proposes to allow merchants to initiate pull payments where users could opt into these recurring payments.

The subscriptions would have restrictions on payment frequency and amount.

Questions

What is the most important question this topic raises that current discourse tends to avoid or understate?

  • Which assumption in the standard framing of this topic is most likely to be wrong in a 5-year horizon?
  • How does the DePIN or agent-native lens change what matters most about this topic?
  • Which first principle, if violated, would make the analysis of this topic fundamentally incorrect?