Payment
Platform payment and settlement.
- Payment Rails — Intent to settlement, stablecoins, DePIN
Questions
Which payment platform layer — rails, compliance, or developer tooling — is the most critical investment for a venture targeting the $25T B2B cross-border payments market?
- At what merchant count does a payment platform reach the scale needed to negotiate competitive interchange rates with card networks?
- How does programmable money change the payment platform architecture for applications where conditions must be verified before payment releases?
- Which payment platform component — fraud detection, FX management, or dispute resolution — creates the most defensible moat against payment infrastructure competitors?